UK Mortgages for Foreign Nationals
Specialist UK mortgage solutions for foreign nationals — giving you access to flexible finance, competitive rates, and expert support to invest with confidence.
Borrow from £25,000 to £25m for a longer period, from as low as 4.50% per annum.
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UK Mortgages for Foreign Nationals
Securing a mortgage in the UK as a foreign national can be complex — but with the right guidance, it’s entirely achievable. Whether you’re investing in residential or commercial property, or seeking a buy-to-let opportunity, we’re here to help.
At Westminster Finance, we specialise in structuring flexible, strategic mortgage solutions for international clients. We work with individuals, companies, trusts, and partnerships — tailoring each solution to meet your unique goals and financial profile.
With access to a wide network of UK and international lenders, we handle everything from eligibility checks and product selection to application management and legal coordination — helping you invest in the UK with confidence and clarity.
Property finance from £25,000 to £25 million
Flexible terms from 02 to 30 years
Interest-only and capital repayment options available
Mortgages for individuals, limited companies, partnerships, and trusts
Access to both residential and commercial property finance, including buy-to-let
FINANCE DEALS
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
Why Clients Trust Westminster Finance
With the right guidance, foreign national mortgages can offer a seamless, flexible, and efficient route to investing in UK property—without needing UK residency.
Here are three reasons why clients consistently choose and trust us.
Market-Leading Rates
We provide access to market-leading rates for every client, thanks to our relationships with close to 100 lenders.
Multi-Award-Winning Team
Our team of mortgage advisers have over 40 years of experience and are qualified to the highest level. We’re proud to have numerous customer service awards to our name.
Fully Independent
As an independent brokerage, we focus on your best interests when comparing finance: from costs and terms to speed of service.
Our Experts
Fergus Allen
Head of Bridging CeMAP
Mathew Phillips
Senior Finance Broker CeMAP
Paige Dumpleton
Finance Broker CeMAP
How We Work
1. Get a Tailored Quote
Our bridging specialists will carefully review your plans and provide an honest, expert assessment. You’ll receive an overview of achievable terms, cost estimates, and whether bridging finance is the most suitable option for your situation.
2. Secure a Decision in Principle
Within 24–48 hours, we’ll obtain a Decision in Principle from a trusted lender. This strengthens your position with estate agents and sellers, and if needed, we’ll speak directly with them to support your case.
3. Submit Your Application
Once your offer is accepted, we’ll handle the full application process. From valuations to legal checks, we coordinate with all parties to ensure everything moves swiftly and smoothly.
4. Receive Your Funds
You’ll be kept informed at every step until the funds are released and your purchase is complete. Even after completion, we remain on hand to support you throughout your loan term.
Ready to move fast on your next property opportunity?
Let us help you explore whether foreign national finance is the right fit. Our experts will guide you every step of the way handling the details so you can focus on your goals.