Non Resident Mortgage
Specialist UK mortgage solutions for non-residents — helping you secure property, unlock lending potential, and invest in the UK with speed, flexibility, and confidence.
Borrow from £25,000 to £25m for a longer period, from as low as 4.50% per annum.
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What Is Non Resident Mortgage?
Buying or refinancing property in the UK as a non-resident doesn’t have to be complicated. We specialise in securing tailored mortgage solutions for overseas clients looking to invest or settle in the UK — whether for residential use or rental purposes.
Our team works with a broad network of lenders, including high street banks, private banks, family offices, and specialist finance providers. This allows us to find market-leading rates, even for clients with complex income structures or international earnings.
We can also help you leverage assets such as investment portfolios, overseas property, or pensions to access more flexible lending terms and better interest rates. Whether you’re planning a long-term move or building an international property portfolio, we’re here to guide you through every step.
Residential and Buy-to-Let mortgages from £25,000
Borrow up to 90% LTV (Residential) and 80% LTV (Buy-to-Let)
Access to high street lenders, private banks, and investor-backed funds
Flexible solutions for complex income and non-standard financial profiles
Bridging loans available for fast purchases or time-sensitive deals
FINANCE DEALS
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
Why Clients Trust Westminster Finance
With the right guidance, non-resident mortgages can open doors to UK property investment through a clear, flexible, and expertly managed process—no UK address required.
Here are three reasons why clients consistently choose and trust us.
Market-Leading Rates
We provide access to market-leading rates for every client, thanks to our relationships with close to 100 lenders.
Multi-Award-Winning Team
Our team of mortgage advisers have over 40 years of experience and are qualified to the highest level. We’re proud to have numerous customer service awards to our name.
Fully Independent
Our Experts
Fergus Allen
Head of Bridging CeMAP
Mathew Phillips
Senior Finance Broker CeMAP
Paige Dumpleton
Finance Broker CeMAP
How We Work
1. Get a Tailored Quote
Our bridging specialists will carefully review your plans and provide an honest, expert assessment. You’ll receive an overview of achievable terms, cost estimates, and whether bridging finance is the most suitable option for your situation.
2. Secure a Decision in Principle
Within 24–48 hours, we’ll obtain a Decision in Principle from a trusted lender. This strengthens your position with estate agents and sellers, and if needed, we’ll speak directly with them to support your case.
3. Submit Your Application
Once your offer is accepted, we’ll handle the full application process. From valuations to legal checks, we coordinate with all parties to ensure everything moves swiftly and smoothly.
4. Receive Your Funds
You’ll be kept informed at every step until the funds are released and your purchase is complete. Even after completion, we remain on hand to support you throughout your loan term.
Ready to move fast on your next property opportunity?
Let us help you explore whether non-resident mortgage finance is the right fit. Our experts will guide you every step of the way handling the details so you can focus on your goals.