UK Mortgages For Expats
Specialist UK mortgage solutions for expats — giving you the flexibility, clarity, and expert support to secure property back home with confidence.
Borrow from £25,000 to £25m for a longer period, from as low as 4.25% per annum.
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What Is UK Mortgages For Expats
As expat mortgage specialists, we understand the complexities that come with securing property finance while living abroad. Our advisers are experienced in guiding overseas clients through the UK mortgage process — from eligibility to completion.
We help you understand what type of mortgage you qualify for, how much you can borrow, and what to expect in terms of costs, timelines, and requirements. Our goal is to make the process clear, stress-free, and fully tailored to your circumstances.
Working on your behalf, we compare deals across the entire market — including private lenders and high street banks — to find the best solution. We’ll handle negotiations, manage your application, coordinate valuations, liaise with solicitors, and keep things moving until your new home is secured.
Mortgage finance from £25,000 to £25 million
UK expat and returning expat mortgages for purchasing or refinancing UK property
Solutions for UK residents earning in foreign currencies
Property finance for UK nationals working abroad with families based in the UK
Buy-to-let mortgage options tailored for expats and international investors
FINANCE DEALS
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
Why Clients Trust Westminster Finance
With the right guidance, expat mortgages can be a smooth, flexible, and cost-effective way to invest back home—no matter where in the world you live.
Here are three reasons why clients consistently choose and trust us.
Market-Leading Rates
We provide access to market-leading rates for every client, thanks to our relationships with close to 100 lenders.
Multi-Award-Winning Team
Our team of mortgage advisers have over 40 years of experience and are qualified to the highest level. We’re proud to have numerous customer service awards to our name.
Fully Independent
As an independent brokerage, we focus on your best interests when comparing finance: from costs and terms to speed of service.
Our Experts
Fergus Allen
Head of Bridging CeMAP
Mathew Phillips
Senior Finance Broker CeMAP
Paige Dumpleton
Finance Broker CeMAP
How We Work
1. Get a Tailored Quote
Our bridging specialists will carefully review your plans and provide an honest, expert assessment. You’ll receive an overview of achievable terms, cost estimates, and whether bridging finance is the most suitable option for your situation.
2. Secure a Decision in Principle
Within 24–48 hours, we’ll obtain a Decision in Principle from a trusted lender. This strengthens your position with estate agents and sellers, and if needed, we’ll speak directly with them to support your case.
3. Submit Your Application
Once your offer is accepted, we’ll handle the full application process. From valuations to legal checks, we coordinate with all parties to ensure everything moves swiftly and smoothly.
4. Receive Your Funds
You’ll be kept informed at every step until the funds are released and your purchase is complete. Even after completion, we remain on hand to support you throughout your loan term.
Ready to move fast on your next property opportunity?
Let us help you explore whether UK expat finance is the right fit. Our experts will guide you every step of the way handling the details so you can focus on your goals.