Merchant Cash Advance
Fast, flexible funding based on your card sales — empowering your business to access cash quickly, manage cash flow, and grow with confidence.
Borrow from £1,000 to £1m for 06-12 months, from as low as 1.10% factor rate.
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What Is Merchant Cash Advance?
Whether you need to cover short-term expenses, invest in stock, or fund a growth opportunity, a Merchant Cash Advance can offer the speed and flexibility your business needs — without the complexity of traditional lending.
At Westminster Finance, we specialise in tailored cash advance solutions that work with your business’s card sales — providing funding that adjusts to your revenue cycle. Repayments are linked to your daily or weekly takings, giving you the breathing room to manage cash flow more effectively.
Our expert team works closely with you to understand your goals, assess eligibility, and connect you with trusted lenders offering competitive terms. From application to funding, we simplify the process so you can focus on growing your business with confidence.
Award-winning service with a strong reputation for client satisfaction
Market-leading rates designed to support your business growth
Exclusive lender access through long-standing industry relationships
Sector-specific expertise from dedicated business finance specialists
Tailored product advice and strategic debt guidance built around your cash flow
FINANCE DEALS
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
Why Clients Trust Westminster Finance
With the right guidance, a merchant cash advance can be a fast, flexible, and revenue-aligned way to unlock the funding your business needs — without fixed monthly payments.
Here are three reasons why clients consistently choose and trust us.
Market-Leading Rates
We provide access to market-leading rates for every client, thanks to our relationships with close to 100 lenders.
Multi-Award-Winning Team
Our team of business finance advisers have over 40 years of experience and are qualified to the highest level. We’re proud to have numerous customer service awards to our name.
Fully Independent
Our Experts
Fergus Allen
Head of Bridging CeMAP
Mathew Phillips
Senior Finance Broker CeMAP
Paige Dumpleton
Finance Broker CeMAP
How We Work
1. Get a Tailored Quote
Our bridging specialists will carefully review your plans and provide an honest, expert assessment. You’ll receive an overview of achievable terms, cost estimates, and whether bridging finance is the most suitable option for your situation.
2. Secure a Decision in Principle
Within 24–48 hours, we’ll obtain a Decision in Principle from a trusted lender. This strengthens your position with estate agents and sellers, and if needed, we’ll speak directly with them to support your case.
3. Submit Your Application
Once your offer is accepted, we’ll handle the full application process. From valuations to legal checks, we coordinate with all parties to ensure everything moves swiftly and smoothly.
4. Receive Your Funds
You’ll be kept informed at every step until the funds are released and your purchase is complete. Even after completion, we remain on hand to support you throughout your loan term.
Ready to move fast on your next property opportunity?
Let us help you explore whether merchant cash advance is the right fit. Our experts will guide you every step of the way handling the details so you can focus on your goals.