Mortgage with a Foreign Income
Flexible UK mortgage solutions for foreign income earners — helping you secure property with confidence, competitive rates, and expert guidance across borders.
Borrow from £25,000 to £25m for a longer period, from as low as 4.50% per annum.
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What Is Mortgage with a Foreign Income?
We specialise in securing UK property finance for clients earning income in foreign currencies — including UK expats and internationally based professionals. Whether you’re looking to purchase, remortgage, or invest, we can guide you through the process with clarity and speed.
Thanks to our strong relationships with UK and international lenders — including private banks, family offices, and specialist finance providers — we deliver bespoke solutions with competitive rates and flexible terms. Many of these lenders offer exclusive products specifically designed for overseas clients.
Our team also explores asset-based lending opportunities, leveraging investment portfolios, pensions, or additional properties to negotiate better loan terms and more favourable rates. Whatever your situation, we’ll help you secure the right deal, without the complexity.
Mortgage and remortgage finance from £25,000 to £25 million
Access to UK lenders offering solutions tailored for foreign currency income
Flexible terms from 02 to 30 years, including interest-only and repayment options
Pre-approval within 24 hours and solutions for complex or non-standard income
Shariah-compliant, residential, and investment property finance available
FINANCE DEALS
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
Why Clients Trust Westminster Finance
With the right guidance, securing a UK mortgage with foreign income can be a smooth, flexible, and achievable process, whether you’re employed or self-employed abroad.
Here are three reasons why clients consistently choose and trust us.
Market-Leading Rates
We provide access to market-leading rates for every client, thanks to our relationships with close to 100 lenders.
Multi-Award-Winning Team
Our team of mortgage advisers have over 40 years of experience and are qualified to the highest level. We’re proud to have numerous customer service awards to our name.
Fully Independent
Our Experts
Fergus Allen
Head of Bridging CeMAP
Mathew Phillips
Senior Finance Broker CeMAP
Paige Dumpleton
Finance Broker CeMAP
How We Work
1. Get a Tailored Quote
Our bridging specialists will carefully review your plans and provide an honest, expert assessment. You’ll receive an overview of achievable terms, cost estimates, and whether bridging finance is the most suitable option for your situation.
2. Secure a Decision in Principle
Within 24–48 hours, we’ll obtain a Decision in Principle from a trusted lender. This strengthens your position with estate agents and sellers, and if needed, we’ll speak directly with them to support your case.
3. Submit Your Application
Once your offer is accepted, we’ll handle the full application process. From valuations to legal checks, we coordinate with all parties to ensure everything moves swiftly and smoothly.
4. Receive Your Funds
You’ll be kept informed at every step until the funds are released and your purchase is complete. Even after completion, we remain on hand to support you throughout your loan term.
Ready to move fast on your next property opportunity?
Let us help you explore whether expat or foreign national finance is the right fit. Our experts will guide you every step of the way handling the details so you can focus on your goals.