UK Bridging and Development Finance for Expats
Specialist bridging and development finance for expats — empowering you to build, invest, and grow your UK property portfolio with speed, flexibility, and expert support.
Borrow from £25,000 to £50m for 12 months, from as low as 0.80% per month.
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What Is UK Bridging and Development Finance for Expats?
We help UK expats and foreign nationals secure flexible, competitive finance for residential and commercial property development across the UK. From small-scale refurbishments to large multi-unit schemes, our solutions are tailored to meet your goals — regardless of location or complexity.
Whether you’re an experienced developer or exploring your first project, we offer access to funding with no exit fees, options for second charges, and terms of up to 24 months. We consider complex cases, unique property types, and diverse ownership structures including SPVs, trusts, and offshore entities.
Our strength lies in our reach — with connections to private banks, wealth managers, family offices, and investor-backed funds. Whatever your ambition, we’ll find the right structure and lender to move your development forward with confidence.
Development finance from £25,000 to £50 million
Loans up to 65% of Gross Development Value (GDV)
Funding available across England, Scotland, Wales, Northern Ireland, and even the Republic of Ireland
Finance for a wide range of projects — including new builds, conversions, refurbishments, and mixed-use developments
Access to a wide panel of funders — including private banks, specialist lenders, family offices, and investor groups
FINANCE DEALS
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
Why Clients Trust Westminster Finance
With the right guidance, bridging and development finance can offer expats a fast, flexible, and strategic way to fund property projects back home—without the usual barriers.
Here are three reasons why clients consistently choose and trust us.
Market-Leading Rates
We provide access to market-leading rates for every client, thanks to our relationships with close to 100 bridging lenders.
Multi-Award-Winning Team
Our team of bridging advisers have over 40 years of experience and are qualified to the highest level. We’re proud to have numerous customer service awards to our name.
Fully Independent
Our Experts
Fergus Allen
Head of Bridging CeMAP
Mathew Phillips
Senior Finance Broker CeMAP
Paige Dumpleton
Finance Broker CeMAP
How We Work
1. Get a Tailored Quote
Our bridging specialists will carefully review your plans and provide an honest, expert assessment. You’ll receive an overview of achievable terms, cost estimates, and whether bridging finance is the most suitable option for your situation.
2. Secure a Decision in Principle
Within 24–48 hours, we’ll obtain a Decision in Principle from a trusted lender. This strengthens your position with estate agents and sellers, and if needed, we’ll speak directly with them to support your case.
3. Submit Your Application
Once your offer is accepted, we’ll handle the full application process. From valuations to legal checks, we coordinate with all parties to ensure everything moves swiftly and smoothly.
4. Receive Your Funds
You’ll be kept informed at every step until the funds are released and your purchase is complete. Even after completion, we remain on hand to support you throughout your loan term.
Ready to move fast on your next property opportunity?
Let us help you explore whether bridging or development finance is the right fit. Our experts will guide you every step of the way handling the details so you can focus on your goals.