Equity Release Mortgages
Flexible, tax-free equity release — helping you unlock the value of your home without selling, so you can enjoy retirement with freedom and confidence.
Borrow from £25,000 to £25m for a longer period, from as low as 3.50% per month.
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What is Equity Release Mortgages?
Many homeowners assume that selling or downsizing is the only way to access the money tied up in their property during retirement. But that’s no longer the case.
Traditional remortgaging often relies on regular income — making it an impractical solution for many retirees. Fortunately, equity release products offer a flexible alternative.
Designed for homeowners aged 55 and over, equity release allows you to access the value of your home without needing to move out. It’s a smart way to turn your property into usable capital — while continuing to live in it on your terms.
Equity release finance from £25,000
Access to market-leading rates
Lifetime mortgage plans for homeowners aged 55 to 95
Release tax-free cash tied up in your home
Use the funds however you choose
Choose between lump sum or drawdown options
FINANCE DEALS
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
Why Clients Trust Westminster Finance
With the right guidance, quity release can be a safe, flexible, and tax-free way to unlock the value tied up in your home—without needing to sell or move.
Here are three reasons why clients consistently choose and trust us.
Market-Leading Rates
We provide access to market-leading rates for every client, thanks to our relationships with close to 100 bridging lenders.
Multi-Award-Winning Team
Fully Independent
Our Experts
Fergus Allen
Head of Bridging CeMAP
Mathew Phillips
Senior Finance Broker CeMAP
Paige Dumpleton
Finance Broker CeMAP
How We Work
1. Get a Tailored Quote
Our bridging specialists will carefully review your plans and provide an honest, expert assessment. You’ll receive an overview of achievable terms, cost estimates, and whether bridging finance is the most suitable option for your situation.
2. Secure a Decision in Principle
Within 24–48 hours, we’ll obtain a Decision in Principle from a trusted lender. This strengthens your position with estate agents and sellers, and if needed, we’ll speak directly with them to support your case.
3. Submit Your Application
Once your offer is accepted, we’ll handle the full application process. From valuations to legal checks, we coordinate with all parties to ensure everything moves swiftly and smoothly.
4. Receive Your Funds
You’ll be kept informed at every step until the funds are released and your purchase is complete. Even after completion, we remain on hand to support you throughout your loan term.
Ready to move fast on your next property opportunity?
Let us help you explore whether equity release finance is the right fit. Our experts will guide you every step of the way handling the details so you can focus on your goals.