Remortgage
Flexible, fast remortgage solutions — helping you unlock equity, reduce costs, and take control of your property finances with confidence.
Borrow from £25,000 to £25m for a longer period, from as low as 3.50% per annum.
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What Is Remortgaging?
Whether you’re looking to reduce monthly payments, release equity, or secure a better rate, remortgaging can be a powerful tool to strengthen your financial position.
At Westminster Finance, we specialise in flexible, strategic remortgage solutions tailored to your individual goals — whether you’re restructuring your mortgage, funding new investments, or navigating a complex scenario.
Our expert advisors take the time to understand your needs and long-term plans. With access to a wide network of lenders and products, we simplify the process and help you make confident, informed decisions every step of the way.
Remortgage finance from £25,000
Up to 95% Loan-to-Value (LTV) for residential mortgages
Up to 80% Loan-to-Value (LTV) for buy to let mortgages
Revolving mortgage options to access equity when needed
Complex income specialists — multi-currency, offshore trusts, family trusts, bonuses, and dividends
FINANCE DEALS
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
COMMERCIAL BRIDGING LOAN TO REFINANCE LONDON HOTEL BEFORE SALE
- AREA
- LONDON
- CAPITAL RAISED
- £13.8m
- AREA
- LONDON
Why Clients Trust Westminster Finance
With the right guidance, remortgage can be a smart strategic move, helping you reduce costs, unlock equity, and stay in control of your financial future.
Here are three reasons why clients consistently choose and trust us.
Market-Leading Rates
We provide access to market-leading rates for every client, thanks to our relationships with close to 100 lenders.
Multi-Award-Winning Team
Our team of remortgage advisers have over 40 years of experience and are qualified to the highest level. We’re proud to have numerous customer service awards to our name.
Fully Independent
As an independent brokerage, we focus on your best interests when comparing finance: from costs and terms to speed of service.
Our Experts
Fergus Allen
Head of Bridging CeMAP
Mathew Phillips
Senior Finance Broker CeMAP
Paige Dumpleton
Finance Broker CeMAP
How We Work
1. Get a Tailored Quote
Our bridging specialists will carefully review your plans and provide an honest, expert assessment. You’ll receive an overview of achievable terms, cost estimates, and whether bridging finance is the most suitable option for your situation.
2. Secure a Decision in Principle
Within 24–48 hours, we’ll obtain a Decision in Principle from a trusted lender. This strengthens your position with estate agents and sellers, and if needed, we’ll speak directly with them to support your case.
3. Submit Your Application
Once your offer is accepted, we’ll handle the full application process. From valuations to legal checks, we coordinate with all parties to ensure everything moves swiftly and smoothly.
4. Receive Your Funds
You’ll be kept informed at every step until the funds are released and your purchase is complete. Even after completion, we remain on hand to support you throughout your loan term.
Ready to move fast on your next property opportunity?
Let us help you explore whether remortgage finance is the right fit. Our experts will guide you every step of the way handling the details so you can focus on your goals.